1. Installment repayment. This repayment method is the most common and one of the repayment methods commonly used by banks. This repayment method can also be used for personal unsecured small loans. Generally, borrowers You can choose to repay monthly, quarterly, annually, etc., or you can arrange the specific time yourself, so the repayment method is more flexible, but one thing you must remember is that the longer the repayment period, the higher the interest rate. The higher it is, so you must repay it as soon as possible if you can. 2. One-time repayment, one-time repayment means that the borrower chooses a suitable time to repay the principal and interest in one go. Compared with installment repayment, this repayment method has a relatively lower interest rate, but due to the time It is arranged by the borrower himself, so the time is more flexible, but it should also be noted that the longer the time, the higher the interest.