Hello, He Zhong Changhong No.5 Annuity Insurance is an annuity product with a term of 20 years. At the end of 20 years, you will get 100% of the basic insurance amount. At the same time, you can apply for policy loans and emergency funds. If there is a need for funds, you can apply for a loan that does not exceed 80% of the cash value of the main contract after deducting all debts.

Text code of product terms: He Zhong Life Insurance (20 16) Annuity Insurance No.024 Product Name: He Zhong Changhong No.5 Annuity Insurance Product Category: Annuity Insurance-Non-Pension Annuity Insurance Design Type: Date when the traditional product stops selling.