At the same time, the following requirements shall be met: the monthly repayment amount (the principal and interest calculated by the equal principal and interest repayment method) shall not exceed 50% of the applicant's housing provident fund deposit base. The loan amount is not higher than the difference between the total purchase price and the down payment. The loan amount is not higher than the maximum amount of a single housing provident fund loan. The applicant has not withdrawn the housing provident fund for more than three consecutive years before applying for the provident fund loan.
Provident fund is the fee paid by the employer to the employees of the company. Mainly used for employees to buy or rent a house. If you don't buy a house, you can withdraw cash, which is always very convenient. When we buy a house, when we use the provident fund to buy a house, not only can we deduct it, but the amount of our loan is still relatively high. Of course, the amount of provident fund loans should be implemented in accordance with the announcement issued by the local provident fund center.