2. According to the regulations, the types of loans that can adjust the loan term are mainly individual housing loans and provident fund housing loans.

The agreement on the term adjustment in the Individual Housing Loan Contract is as follows: "Article 8 Agreement on the change of loan term, repayment method and other factors: For the loan with a loan term of more than one year (excluding one year) under this contract, the borrower may apply for extending or shortening the loan term, but he shall apply to the lender in advance. After the lender agrees, both parties shall sign relevant agreements on the change of loan term and go through relevant procedures."

The adjustment of the term of the provident fund housing loan shall be handled by the personal loan center of Xuancheng Branch of CCB after being accepted and approved by the municipal provident fund management center. Please contact the loan center of the bank if necessary.