The repayment of unemployment certificate loans is divided into two different repayment methods according to the loan method, one is a low-profit project loan, and the other is a non-low-profit project loan.

Low-profit projects

Loans for low-profit projects are subject to interest settlement on a quarterly basis and will be fully subsidized by the finance department on a quarterly basis. If the loan period is less than one year, the loan principal will be repaid in one lump sum when the loan matures. If the loan period is more than one year, loan repayment shall be in equal installments of principal and interest on a monthly or quarterly basis. The borrower repays the principal and interest of the loan through entrusted deductions, which are deducted from the agreed repayment account.

Non-low-profit projects

Loans for non-low-profit projects are subject to monthly/quarterly interest settlement. Loan repayment adopts the method of equal principal and interest repayment. If the loan period for non-low-profit projects is within one year, the loan will be repaid, and the principal and interest of the loan will be returned in one go when the loan matures. If the loan period is more than one year, loan repayment shall be in equal installments of principal and interest on a monthly/or quarterly basis.