2065438+Since September 28th, 2006, Hangzhou has simultaneously implemented two measures, namely, suspending urban housing purchase policy and adjusting housing provident fund loan policy. At the same time, the People's Bank of China Hangzhou Central Sub-branch and Zhejiang Banking Regulatory Bureau guided the self-discipline mechanism of market interest rate pricing in Zhejiang Province to adjust the differentiated housing credit policies in some areas of Hangzhou, and the three arrows were issued in unison to maintain the sustained and healthy development of Hangzhou real estate market.
With regard to the housing purchase policy, it is clear that from 2065438+September 28, 2006, the housing purchase policy will be suspended in Hangzhou (including Xiaoshan, Yuhang, Fuyang and Dajiangdong). 2065438+Buyers who have signed commercial housing sales contracts or second-hand housing transfer contracts on the online signing platform before September 27, 2006 will still follow the original policy.
In terms of commercial housing loan policy, it is clear that from September 28th, 20 16, within the urban area, families who own 1 apartment and the corresponding housing loan has not been settled will apply for commercial personal housing loan to buy ordinary housing again, and the minimum down payment ratio will be adjusted from not less than 30% to not less than 50%.
Extended data:
According to the "Key Tasks of New Urbanization Construction in 20 19" recently issued by the National Development and Reform Commission, the second-class big cities with permanent urban population of 1 10,000 to 3 million should completely cancel the settlement restrictions; I-type big cities with a permanent population of 3 million to 5 million in urban areas should fully liberalize and relax the settlement conditions and completely cancel the restrictions on the settlement of key groups. This also means that more cities across the country may follow Tianjin's example.
For megacities and megacities, although it is required to increase the scale of settlement, it will still be difficult to settle in Beijing and Shanghai, and the demand will not be released in a short time. "Shenzhen, Nanjing, Wuhan and other cities still have room for population inflow, which is beneficial to their real estate market in the long run.
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