Hello, our bank offers "Personal Car Consumption Loans", which can be used to purchase new non-operating cars under your own name (second-hand car loans are not currently supported). If you have already spotted the car model you want to buy at a car dealer, you can check with the car dealer whether it has cooperation with China Merchants Bank. If not, please contact the local personal loan department of China Merchants Bank directly to apply for a loan. The handling bank will need to review it before it can be determined. No. Application materials generally required for loan applications: 1. Identity proof information; 2. Marriage certification materials: marriage certificate, divorce certificate, unmarried statement, etc.; 3. Proof of local residence: fixed-line telephone payment list for any three months in the past year, or utility billing documents such as water and electricity payment list, or other information that can prove your residential address; 4. Guarantee certification information; 5. Proof of purpose: Provide a full car purchase invoice before loan disbursement, or provide a car purchase agreement (contract) plus a down payment invoice (or a receipt stamped with the official seal of the dealer). After the loan is issued, the full car purchase invoice (if not provided before issuance) and the vehicle purchase tax payment certificate must be provided; 6. Proof of repayment ability: Our bank's payroll agency customers can directly provide their payroll account statements; social security account statements or Personal tax forms, etc.; if you need to provide other information for this loan, the handling bank will notify you in time. You can also confirm this information in detail through the handling bank when applying for a loan.

If you have other questions, it is recommended that you consult "Online Customer Service"/cmu/icslogin.aspx?from=Bamp;logincmu=0. Thank you for your attention and support!