Product description: a way to repay the same amount in each installment during the loan period.

Product features: the monthly repayment amount is the same.

The loan term is 12-60 months, and the down payment is as low as 20%.

2. When the principal is paid off.

Product Description: During the loan period, the repayment amount of each installment gradually decreases.

Product features and suitable people: suitable for customers with high income, stable cash flow and high cost performance.

The loan term is 12-60 months, and the down payment is as low as 20.

3. Smart repayment

Product description: Smart loan is to divide the loan into two parts, the first part and the last part, and return them separately. At the end of the loan term, there are three options: pay off the wisdom balance in full; Apply for extension 12 months; Used car replacement.

Product features and suitable for people: the monthly payment is low, which is suitable for users whose income will have a lot of extra income in a certain period of time.

4. Worry-free wisdom repayment

Product introduction: Worry-free smart loan is commonly known as "loan half, pay half"; 50% repayment at the end of the loan period. At the end of the loan term, there are three options: paying off the balance in full; Apply for extension 12 months; Used car replacement.

Product features and suitable for people: the monthly payment is lower than that of smart loans, which is suitable for users with certain savings, large cash flow fluctuations and large demand for vehicle renewal.

5. Repayment by installment

Product Description: Divide the loan into several segments, each segment contains several repayment periods; In each single paragraph, the total repayment amount of each period is different; At the end of the loan term, there are two options: paying off the balance in full; Used car replacement

Product features and suitable for people: flexible combination, low monthly supply, suitable for users with large fluctuations in cash flow and relatively regular.