Hello, Zhongrong Small Loan can call the police and submit evidence of inexplicable payment. This may be a routine, so we must pay attention to identifying and preventing the risks of small loans. What is a routine loan? 1. It is obviously unreasonable to solicit business in the names of "small loan companies" and "guarantee companies", sign loan contracts with you, create the illusion of private lending, cheat you in the names of "liquidated damages" and "deposit", and sign "inflated loan contracts", "yin-yang contracts" and real estate mortgage contracts. Known as online lending, applicants are required to pay the so-called "capital verification fee", "insurance premium" and "deposit" in advance. Forge the bank flow, deliberately creating the illusion that all the money you borrowed in the contract has been obtained. 3. I found that you broke the contract without authorization and asked you to pay off the "false high debt" immediately. 4. Malicious accumulation of high loan amount. If you can't afford it, the other party introduces the patient's fake "small loan company" or individual, or the patient company signs a new "fake loan contract" with you to "balance the accounts" and accumulate a higher loan amount. 5. Forcibly demand "debt collection" and falsely claim that you will be sued for the purpose of waiting for you to send money. 6. Fake P2P online lending platforms, small and medium-sized credit companies, financial service companies, banks and other entities, and implement a series of frauds under the guise of issuing loans.