Students' credit loan is a credit loan, and who will bear the repayment responsibility for the borrower. Student loans are credit loans, and students and parents are the same borrowers, so * * * bears joint and several repayment responsibilities. The national student source credit student loan refers to the student loan issued by the National Development Bank to eligible college freshmen and students with financial difficulties, which is handled in the county (city, district) where the students are registered before entering school. Borrowing students are required to repay their student loans after graduation.

legal ground

Article 32 of the Law of People's Republic of China (PRC) on Social Assistance: education aid in education aid countries at different stages of education includes poor people, family members with minimum living security, family members with low income, and school-age disabled minors who cannot attend compulsory education. According to the actual situation of poor people, family members with minimum living security and low-income families, education aid will be implemented in preschool education, compulsory education, high school education (including secondary vocational education) and general higher education by reducing or exempting relevant fees, granting scholarships, arranging work-study programs and sending teachers to your home.