Fast processing speed: Postal Savings Bank of China car loan can reply to everyone with the result in about 2 days, so you don’t need to wait as long as before. If everything goes well, everyone can complete all the procedures in about one week.
High loan limit The loan limit of Postal Savings Bank car loan is also relatively high, which can reach 1.5 million yuan. Therefore, most luxury cars on the market are also eligible for loans.
Flexible repayment methods. There are four repayment methods for Postal Savings Bank car loans, namely: equal principal and interest, equal principal, one-time principal and interest payment, and one-time repayment of loan principal and interest on the loan maturity date. . These four repayment methods can meet everyone's different financial arrangements.
Applicable to a wide range of people Postal Savings Bank car loans can not only provide loans to Chinese citizens, but also provide loans to compatriots from Hong Kong, Macao and Taiwan and foreign citizens. The conditions that compatriots from Hong Kong, Macao and Taiwan and foreign citizens need to meet are: (1) living continuously in the mainland for one year; (2) having a fixed residence and occupation.