At present, the benchmark interest rate for loans over five years is 5.94%, the interest rate after 15% discount is 5.94%*85%=5.049%, the monthly interest rate is 5.94%*85%/ 12=0.42075%, the loan is 200,000 yuan, and the monthly repayment amount is:
200000 * 0.42075% * (1+0.42075%) 240/[(1+0.42075%) 240-1] =1325.33 yuan.
Total repayment amount:1325.33 * 240 = 318079.20.
Description: 240 is the power of 240.