1. Why does the bank always call me to ask if I want a loan?

Under normal circumstances, it may be that I have handled relevant business in the bank, and the bank has your information. For example, if you apply for a bank's ordinary credit card, your credit information will be obtained by the bank (unit, education, grade, real estate, income, etc.). Then the bank staff will generally have the requirement of electricity sales, so the bank staff will call you and let you apply for a credit loan. There are also two types of people who receive phone calls to promote loans: one is the so-called "lending institutions"; The other is a liar. So when you receive a call, first check whether you have done business in the bank. General intermediary platforms, loan companies, etc., have cooperation with banks. It is normal for some channels to learn about some users who can borrow or have loan needs, and then call to ask. : 1. Conditions to be met in applying for a bank loan: (1) Age. The age of the borrower needs to be between 18 and 6 years old, and the actual age of the borrower plus the loan application period should not exceed 7 years old. (2) identity. Borrowers can apply as long as they are citizens with full capacity for civil conduct, and citizens from the mainland, Hong Kong, Macao and Taiwan or foreign countries can apply. (3) Income from work. Borrowers need to have a legal and stable source of work and income, and have the ability to repay the loan principal and interest on schedule. (4) Personal credit. The applicant's personal credit situation is very important, and it is difficult to apply for a bank loan without a bad credit record. Generally speaking, bank loans generally need to provide guarantees, house mortgages, or proof of income, and people with good personal credit information have a higher success rate. (five) if the personal loan customer, and the loan amount is more than 5 thousand yuan, and there is no record of overdue repayment for more than two consecutive years, which also includes customers whose loans have been settled. (six) a stable source of income, and the ability to repay on schedule, no illegal acts and bad credit records, good personal credit level and personal account in the loan bank.

second, what happened when Bank of Ningbo called me and asked me if I wanted a loan?

Maybe it's a sales promotion, as long as you give them any personal information, in case it's a trap for a liar.

Third, what happened when Bank of Ningbo called me and asked me if I wanted a loan?

first, pay taxes through the account loan, and then make the deed certificate, real estate license, land certificate and three certificates, and then go out for bank mortgage, bank approval, bank ownership certificate and loan. Lend money to the landlord card.

4. What happened when Bank of Ningbo called me and asked me if I wanted a loan?

first, pay taxes through the account loan, and then make the deed certificate, real estate license, land certificate and three certificates, and then go out for bank mortgage, bank approval, bank ownership certificate and loan. Lend money to the landlord card.