In order to continue to support paid employees to buy and improve their own housing, improve their housing consumption capacity and give full play to the important role of housing provident fund in improving people's livelihood, Linfen City has appropriately continued and adjusted the relevant policies of housing provident fund. Let's briefly understand the Linfen provident fund loan policy. Continue the partial loan policy (1) and the maximum amount of housing loan ... If you want to know more about the new changes in Linfen provident fund loan policy, please come and see with me.

First, the continuation of some loan policies

(1) The maximum loan amount for house purchase is 600,000 yuan. Due to special needs, the loan amount can be appropriately increased with the approval of the city center, but it does not exceed the highest standard of 6,543,800 yuan.

(2) If the housing provident fund loan has been settled and the credit status is good during the loan period, you can apply for a loan again, and the down payment ratio of the second suite is 20%.

(3) The immediate family members of employees in this Municipality (only parents and children) can purchase houses, and employees who have paid in can apply for housing provident fund personal housing loans.

(four) the maximum amount of decoration loans is 400 thousand yuan and does not exceed 70% of the house price. The guarantee method of decoration loan is the guarantee method approved by the municipal housing provident fund management center.

Second, adjust the extraction policy appropriately.

(a) cancel the withdrawal of housing provident fund deposit unit audit link and non audit link to cancel the withdrawal process.

(2) The basis for identifying immediate family members is the household registration book of the same household registration, the certificate of the public security organ, the certificate of the unit, the certificate of the community or other certificates that can prove that they are immediate family members.

(3) If non-public rental housing is withdrawn, the relevant certificates and marital status certificates of the employee's unit shall be cancelled, and only the certificates issued by the real estate management department of the deposit place that the employee and his spouse have no housing shall be provided.

(four) pay the property management fee, and provide the property fee payment invoice issued by the tax department. The property fee invoice is the name of the lessor. If the lessee withdraws it, it shall also provide the lease contract and the receipt for paying the rent.

Prompt: There have been new changes in the loan policy of Linfen provident fund on 20 16, mainly in two aspects. On the one hand, it continued some loan policies, such as the maximum loan amount for buying a house is 600,000 yuan. On the other hand, adjust the withdrawal policy appropriately, such as canceling the audit link of withdrawal of housing provident fund in employee units and the audit link of non-cancellation withdrawal process.