After a long-term overdue credit card, it is likely to be sued by the bank. I don't have time to set and follow the rules. I feel that it depends on luck and bank mood. Generally speaking, credit card prosecution basically does not apply for property preservation, and when applying for enforcement after judgment, most of them freeze the cardholder's bank account. If there is no repayment ability after freezing, it may be restricted and included in the list of untrustworthy people. In rare cases, you will apply for auction of your property, but you are not the only owner, and the auction is not easy to operate. It is almost impossible to auction the house by force.

Online loan credit card overdue 500 thousand

Article 108 of the General Principles of the Civil Law stipulates: "The debt shall be paid off. If it is temporarily unable to repay, it may be repaid by the debtor in installments with the consent of the creditor or the ruling of the people's court. Those who have the ability to repay and refuse to repay shall be forced to repay by the people's court. " Therefore, it is certain that the debtor must repay the debt. In practice, there are two different situations in which the debtor is unable to repay: one is temporarily unable to repay. If this is the case, it can be repaid by the debtor in installments in accordance with the relevant provisions of the above general principles of civil law. The other is permanent inability to repay. If it cannot be paid off permanently, it can only be paid off with the debtor's personal existing property. "

If the credit line of online loan and credit card is between 200,000 and 6,543.8+10,000, if you don't repay the loan, the bank will sue you for loan fraud, and if convicted, you will be sentenced to five years in prison. When the amount is between 6,543.8+million and 6,543.8+million, if the repayment is not made, it is very likely that the bank will sue, and the bank will face imprisonment of 5 to 654.38+ 00 years. If not, at this point, there will be an obvious risk that the property will be auctioned.

There is a mortgage house under the husband and wife's name. Will the house be taken over?

After the credit card and online loan are overdue, the debtor still refuses to repay after being collected by the relevant collectors, and banks and online loan companies will basically sue the court. At this time, if the debtor fails to repay the loan within the prescribed time limit after the court makes a judgment, the court will enforce the debtor's property upon the application of the bank or online loan company. At this time, if the debtor has property, the court will seal up and auction the property, and the proceeds from the auction will be used to pay off the debt. This is a procedure that must be executed. Banks and online lending companies have no right to auction the debtor's property directly if they resort to public power without going through civil prosecution procedures.