Loan interest rate table for 215

During 215, the PBOC adjusted the personal (RMB) loan interest rate frequently:

From January 1 to February 28, 215, the benchmark annual loan interest rate announced by the PBOC was as follows: 5.6% within 6 months (inclusive); 6 months to 1 year (including 1 year) 5.6%; 1-3 years (including 3 years) 6%; 3-5 years (including 5 years) 6%; More than 5 years, 6.15%;

2. From March 1 to May 1, 215, the benchmark annual interest rate of the loan announced by the People's Bank of China is as follows: 5.35% within 6 months (inclusive); 6 months to 1 year (including 1 year) 5.35%; 1-3 years (including 3 years) 5.75%; 3-5 years (including 5 years) 5.75%; 5.9% for more than 5 years;

iii. From May 11 to June 27, 215, the benchmark annual interest rate of loans announced by the People's Bank of China is as follows: 5.1% within 6 months (inclusive); 6 months to 1 year (including 1 year) 5.1%; 1-3 years (including 3 years) 5.5%; 3-5 years (including 5 years) 5.5%; 5.65% for more than 5 years;

iv. From June 28th to August 25th, 215, the benchmark annual interest rate of the loan announced by the People's Bank of China is as follows: 4.85% within 6 months (inclusive); 6 months to 1 year (including 1 year) 4.85%; 1-3 years (including 3 years) 5.25%; 3-5 years (including 5 years) 5.25%; 5.4% for more than 5 years;

v from August 26th to October 23rd, 215, the benchmark annual interest rate of the loan announced by the People's Bank of China is as follows: 4.6% within 6 months (inclusive); 6 months to 1 year (including 1 year) 4.6%; 1-3 years (including 3 years) 5%; 3-5 years (including 5 years) 5%; 5.15% for more than 5 years;

VI. From October 24 to December 31, 215, the benchmark annual interest rate of loans announced by the People's Bank of China is as follows: 4.35% within 6 months (inclusive); 6 months to 1 year (including 1 year) 4.35%; 1-3 years (including 3 years) 4.75%; 3-5 years (including 5 years) 4.75%; More than 5 years, 4.9%.

What is the interest rate of bank loans in 215

From January 1 to February 28, 215, the benchmark annual interest rate of loans announced by the People's Bank of China is as follows: 5.6% within 6 months (inclusive); 6 months to 1 year (including 1 year) 5.6%; 1-3 years (including 3 years) 6%; 3-5 years (including 5 years) 6%; More than 5 years, 6.15%;

2. From March 1 to May 1, 215, the benchmark annual interest rate of the loan announced by the People's Bank of China is as follows: 5.35% within 6 months (inclusive); 6 months to 1 year (including 1 year) 5.35%; 1-3 years (including 3 years) 5.75%; 3-5 years (including 5 years) 5.75%; 5.9% for more than 5 years;

iii. From May 11 to June 27, 215, the benchmark annual interest rate of loans announced by the People's Bank of China is as follows: 5.1% within 6 months (inclusive); 6 months to 1 year (including 1 year) 5.1%; 1-3 years (including 3 years) 5.5%; 3-5 years (including 5 years) 5.5%; 5.65% for more than 5 years;

iv. From June 28th to August 25th, 215, the benchmark annual interest rate of the loan announced by the People's Bank of China is as follows: 4.85% within 6 months (inclusive); 6 months to 1 year (including 1 year) 4.85%; 1-3 years (including 3 years) 5.25%; 3-5 years (including 5 years) 5.25%; 5.4% for more than 5 years;

v from August 26th to October 23rd, 215, the benchmark annual interest rate of the loan announced by the People's Bank of China is as follows: 4.6% within 6 months (inclusive); 6 months to 1 year (including 1 year) 4.6%; 1-3 years (including 3 years) 5%; 3-5 years (including 5 years) 5%; 5.15% for more than 5 years;

VI. From October 24 to December 31, 215, the benchmark annual interest rate of loans announced by the People's Bank of China is as follows: 4.35% within 6 months (inclusive); 6 months to 1 year (including 1 year) 4.35%; 1-3 years (including 3 years) 4.75%; 3-5 years (including 5 years) 4.75%; More than 5 years, 4.9%.

what is the loan interest rate of China People's Bank in 215?

1. In 215, China People's Bank adjusted the benchmark loan interest rate five times, and the adjustment time was March 1, 215, May 11, 215, June 28, 215, August 26, 215 and 215. The loan interest rate is as follows:

2. On October 24, 215, the loan interest rate of individual housing provident fund was adjusted as follows:

(1) loan period: less than five years (including five years), project annual interest rate (%): 2.75

(2) loan period: more than five years, project annual interest rate (%): 3.25

. The central bank has been cautious in the implementation of this measure. For many years, it has been implementing the policy that the deposit interest rate cannot fluctuate up or down temporarily, and the loan interest rate can fluctuate from 1% to 7% on the basis of the benchmark interest rate.

However, since June 8th, 212, this policy began to change. The People's Bank of China allowed commercial banks to raise the deposit interest rate by up to 1% of the benchmark interest rate, and the pace of interest rate marketization began to gradually take off.

previous adjustments

1. The People's Bank of China has decided that as of June 8, 212:

(1) Adjust the upper limit of the floating range of deposit interest rates of financial institutions to 1.1 times the benchmark interest rate;

(2) Adjust the lower limit of the floating range of the loan interest rate of financial institutions to .8 times of the benchmark interest rate.

2. The People's Bank of China has decided to adjust the lower limit of the floating range of the loan interest rate of financial institutions to .7 times of the benchmark interest rate from July 6, 212. The floating range of individual housing loan interest rates will not be adjusted, and financial institutions should continue to strictly implement differentiated housing credit policies and continue to curb speculative investment in housing purchases.