Current location - Loan Platform Complete Network - Loan consultation - I owe more than 10 thousand online loans, which are about to expire. Will someone come to my house to look for it if there is no money?
I owe more than 10 thousand online loans, which are about to expire. Will someone come to my house to look for it if there is no money?
Someone will find you. Online lending companies are divided into formal and informal online lending companies. Online lending companies are protected by law, and overdue will affect credit reporting. Informal online loans are protected by law and generally do not affect personal credit information. Personal online loans and credit information can be queried by searching WeChat official account through WeChat. Even if your online loan will not affect your credit information, if you don't pay it back, the online loan company will harass you through various means such as telephone collection and door-to-door collection, which will seriously affect your life and that of your family. Therefore, I suggest that you repay the loan as soon as possible. As for the interest, you can discuss it with online loan companies, and some companies will still be flexible and charge less.

The family will receive more than 5,000 online loans. These methods are:

1, confess and help find someone. People with certain financial conditions in this family can ask their families for help as soon as possible if their debts are not large. Don't feel ashamed and dare not confess. You should know that this kind of thing can't be delayed. Finally, the snowball will roll bigger and bigger. Don't wait until parents can't afford it. There is no way out. After the confession, negotiate with the platform and strive to only repay the principal or get relief. Basically, the platform will have various policies to achieve the purpose of relief.

2. Get credit reports from official WeChat account platforms such as Jing Tian Data, sort out your debts and calculate how much you owe. If you don't owe much and have a good credit, you can apply for a large loan on a regular basis, pay off all the small loans by stages, and negotiate with the platform for relief during the repayment process. If you choose to do this, you must ensure that this large loan can pay off all the small loans, otherwise you must not borrow. In addition, you must choose this scheme when you have a fixed income, and your income can repay this large loan every month. Otherwise, it will only increase your debt and get you deeper and deeper.

3. In fact, borrowers who want to go ashore are basically people who can't borrow money, because all the platforms that can be borrowed are borrowed, and they really can't borrow money. Unable to help repay the loan at home, I was looking forward to going ashore. So is it possible for these people to go ashore? Yes This is also the fastest way, that is, forced landing. What is a forced landing? That is, if you choose not to repay all the loans, don't care about your face at this time, and don't be entangled because you are afraid of being exposed in the address book. Think about it, in your current state, isn't it a matter of time before the address book is exposed? It's just that the time is different and the result is the same. So if you choose compulsory earlier, you can go ashore earlier or get yourself out as soon as possible.