2. Submit loan information: borrower's ID card, running water in the past six months, work certificate, credit report, real estate license, etc.
3. Appraisal of the house: After the submitted materials are complete, the bank will conduct on-the-spot investigation and appraisal according to the mortgaged house.
Each link is an important link in the process of real estate mortgage loan, which directly determines the amount of your house mortgage loan. Generally speaking, there will be some discrepancy between this assessment and the market price, because the assessment agency will consider multiple factors.
4. Apply for a loan: The housing appraisal company submits the appraisal report or opinion to the bank for approval.
5. Signing a loan contract: The borrower signs a loan contract and all relevant documents with the lending institution, signs them and prints them with their fingerprints, which will be notarized by a notary.
6. Mortgage registration procedures: The bank shall go through the mortgage registration procedures at the real estate office with the house ownership certificate and notarized loan contract.
7. Bank lending: Due to different bank regulations, loans will be made to the cooperative merchant's account in the form of cash, punch card or remittance.
The cloud fast loan platform can be applied directly. After submitting the materials, review quickly, pay quickly next time, and do not delay business ~