1. If this is the case, if one party borrows a lot of money without knowing it, it can be divided into personal debts of husband and wife;

2. Because this debt is not jointly owned or known by your husband and wife;

You owe money without knowing it, so it's none of your business and you don't need to pay it back. But as far as marriage and friendship are concerned, if you have money, you can help them repay part of it.