The purpose of equity investment is to fulfill the obligation of capital contribution, acquire the equity of the company, become a shareholder of the company, and exercise the rights of shareholders, so as to actually obtain the equity interests. The purpose of borrowing and investing is not to acquire the company's equity, exercise shareholders' rights, or bear the company's business risks, but to obtain interest income without damaging the principal.

Legal basis:

Article 20 of the Company Law of People's Republic of China (PRC): Shareholders of a company shall abide by laws, administrative regulations and articles of association, exercise their rights according to law, and shall not abuse their rights to harm the interests of the company or other shareholders; The independent status of the company as a legal person and the limited liability of shareholders shall not be abused to harm the interests of the company's creditors.

Shareholders of a company who abuse their rights and cause losses to the company or other shareholders shall be liable for compensation according to law.

Shareholders of a company who abuse the independent status of the company as a legal person and the limited liability of shareholders to evade debts and seriously damage the interests of the company's creditors shall be jointly and severally liable for the company's debts.