The interest rate of the first home loan in Zhengzhou is as low as 3.45%, and the interest rate of the second home loan is 4. 15%. The interest rate of the first set of provident fund is 3. 1%, and the second set is 3.575%. From June 29th, 2023, the interest rate of new house mortgage in Zhengzhou =LPR-50BP. Borrowers with the first set of commercial personal housing loans can apply to the loan financial institutions, and the financial institutions will issue new loans to replace the first set of commercial personal housing loans. Bank of Zhengzhou is located in the north and south of the great river, in the hinterland of the Central Plains. Its predecessor was established in 1996, and it was renamed as Zhengzhou Commercial Bank in 2000 and Bank of Zhengzhou in 2009. 20 15 12.23, Bank of Zhengzhou was listed on the main board of HKEx; 201August 19, listed on Shenzhen Stock Exchange, becoming the first A+H-share listed city commercial bank in China.