The so-called mortgage loan is to mortgage assets to the bank to obtain a loan limit. Usually, when applying for a mortgage loan, the loan limit applied for is determined based on the value of the collateral. In addition, the collateral provided when applying for a mortgage loan must be approved by the bank. So what is the mortgage loan process of China Merchants Bank? Let’s find out together.

China Merchants Bank mortgage loan process

1 First, the user submits a loan application to China Merchants Bank. In addition, the user also needs to provide the information required by China Merchants Bank, including personal income certificate, credit report and other information. , and collateral information;

2 China Merchants Bank will review the loan information submitted by the user and evaluate the value of the collateral provided;

3 After passing the review, China Merchants Bank will The borrower will be contacted to sign a loan contract, and then the borrower will go through the mortgage procedures for the collateral;

4Finally, the bank will issue the loan to the applicant's account.

The above is a detailed introduction to the mortgage loan process of China Merchants Bank. I hope it will be helpful.