No way, I can't borrow money from these materials alone, and it's hard for me to borrow money from them myself. Not to mention the rest.

2. Can someone take my photo with my ID card and apply for online loan?

I don't think so. Online loans should also specifically verify their identity. As long as you don't agree, you won't bear the consequences. But also avoid unnecessary troubles, and that photo can be taken back, otherwise an alarm is given.

3. Can others borrow money illegally if they have your ID photo?

I can't. You can't get a loan with your ID photo. Now online loans only have ID card photos and cannot be loaned. Now online lending, online lending needs your real-name authentication phone number, holding your ID card photo and bank card information to make a loan. In the application stage, we should not only consider the use of funds and the general process, but also consider personal identity, income and other detailed information. Personal loans can only be credit loans, which need to pledge a certain value of physical objects and securities. After examination and approval, when handling the loan formalities, the lender needs to go to the bank, fill in the loan information and sign, and I need to take photos in the bank supervision area to leave a certificate. A resident identity card is a valid document to prove the identity of a resident, indicating who I am. It can only be used by everyone, and it is not allowed to lend it to others at will, nor to use it for yourself. Banks or credit companies cannot identify individuals only by their resident ID cards. Where a loan is entrusted, a power of attorney shall be issued separately, indicating the entrusted matters, entrusted authority and scope. If someone fraudulently uses an ID card to apply for a loan, the ID card owner should bear the responsibility of not keeping the ID card well, and be punished according to the Regulations on Administrative Penalties for Public Security. However, if you use someone else's ID card to borrow money, you need to bear criminal responsibility such as malicious fraud. Legal basis: "Several Opinions of the Supreme People on People's Trial of Loan Cases" Article 14 If an actor issues an iou in the name of the borrower to borrow money on his behalf, and the borrower refuses to admit it, and the actor cannot provide evidence, the actor shall bear civil liability. According to the provisions of the "Resident Identity Card", it is illegal to fraudulently use another person's resident identity card, and it is punishable by a fine of more than 200 yuan but less than 1,000 yuan, or detention for less than 10 days. If there are illegal gains, the illegal gains shall be confiscated. Secondly, borrowing money with someone else's ID card is a loan. If the circumstances are serious, it can constitute a financial crime, and the lender will face jail time.

4. Can someone take my photo with my ID card for online loan?

Will the photos and phone numbers on the front and back of the ID card be leaked to get online loans?

Generally speaking, the loan can only be processed after I confirm it in person.

If the ID card is stolen and the loan is suspected, it is recommended to report it to the public security organ in time. You should lend money to institutions and take legal measures to protect your personal rights from infringement. According to the rules and regulations of the bank, the lender is not allowed to operate unless he is present in person or has the signature of the lender's power of attorney, which can be determined as appropriate. But the recording is valid only if the phone is answered.

The crime of loan refers to the act of making up false reasons such as introducing funds and projects for the purpose of illegal possession, using false economic contracts, using false certificates as guarantees, and using other methods to lend money to banks or other financial institutions with a large amount. Loan crime is a financial crime, and you are not responsible for it.

Generally speaking, this is impossible. Why is the number still a kind of "static mobile phone will never be stolen again?" It's hard. Of course, some informal companies may deliberately go through illegal procedures, so in order to avoid unnecessary trouble, it is better to keep personal information properly. Although legally speaking, there is no need to bear the adverse consequences, it is still very annoying to encounter this trouble.

Once, after someone lost his ID card, he found that he had hundreds of thousands of online loans in his name after a period of time to prepare for a loan to buy a house. Now, if he holds an ID card, people can use it more easily. Now many high-interest companies will collect personal credit information as long as they have identity information to see if there are loan records. Once it is found that it is not for your own use, it should be handled properly in time. In daily life, they need to keep their personal identity information properly to avoid being used.