Lenders refer to individuals who help loans, provide guarantees for unqualified lenders and help each other get loans. Risk guarantor.

According to Article 22 of the Supreme People's Court's Interpretation on Several Issues Concerning the Application of Guarantee Law, if a third party unilaterally issues a guarantee to the creditor in written form and the creditor accepts it without raising any objection, the contract is guaranteed to be established. Although there is no guarantee clause in the main contract, if the guarantor signs or seals the main contract as the guarantor, the contract is guaranteed to be established. As a loan assistant, you mainly see whether you have signed in the name of the guarantor, whether it is a general guarantee or a joint guarantee. Article 20 If the debtor with joint guarantee fails to perform the debt at the expiration of the debt performance period stipulated in the master contract, the creditor may require the debtor to perform the debt, or may require any guarantor to bear all the guarantee responsibilities. After the joint and several guarantors assume the guarantee liability, the part that cannot be recovered from the debtor shall be shared by the joint and several guarantors according to the proportion agreed internally. If there is no agreement, it shall be distributed equally.