Whether the bank's loan interest rate is high or low is the interest expense. Users should carefully choose the loan interest rate and loan life. The longer the loan period, the higher the interest they need to pay. When making a loan, they should also carefully check the contents of the loan contract. The following is a list of bank loan interest rates of 202 1.
2 interest rate list 1. Central Bank: The interest rate is 4.35% for six months (including six months), 4.35% for six months to one year (including one year), 4.75% for one year to three years (including three years) and 4.9% for five years and above;
2. ICBC: the interest rate for six months (including six months) to one year (including one year) is 4.35%, the interest rate for one year to three years (including three years) is 4.75%, and the interest rate for three years to five years (including five years) is 4.9%;
3. Agricultural Bank: the interest rate is 4.35% for six months (including six months), 4.35% for six months to one year (including one year), 4.75% and 9% for one year to three years (including three years);
4. China Construction Bank: the interest rate is 4.35% for 6 months (including 6 months), 4.35% for 6 months to 1 year (including 1 year), 4.75% for 1 to 3 years (including 3 years), and 4 for 3 to 5 years (including 5 years).
5. Bank of China: The interest rate for six months (including six months) is 4. The interest rate for one year (including one year) is 4.35%, the interest rate for one to three years (including three years) is 4.75%, and the interest rate for three to five years (including five years) is 4.
6. Bank of Communications: the interest rate for six months (including six to one year (including one year) is 4.35%, and the interest rate for one to three years (including three years) is 4.7 including five years) is 4.9%;
7. China Merchants Bank: The interest rate for six months (including six months) is 4.35%, the interest rate for one to three years (including three years) is 4.75%, and the interest rate for three to five years (including five years) is 4.75%.
8. China CITIC Bank: the interest rate for half a year (including 65%), half a year to one year (including one year) is 4.35%, the interest rate for one year to three years (including three years) is 4.75%, the interest rate for three years to five years (including five years) is 4.75%, and the interest rate for five years and above is 4.9%;
9. The interest rate is 4.35%, the interest rate for six months to one year (including one year) is 4.35%, the interest rate for one year to three years (including three years) is 4.75%, the interest rate for three years to five years (including five years) is 4.75%, and the interest rate for more than five years is 4.9%;
10, Shanghai Pudong Development Bank: the interest rate for less than six months (including six months) is 4.35%, the interest rate for less than six months to one year (including one year) is 4.35%, the interest rate for less than one year to three years (including three years) is 4.75%, and the interest rate for five years and above is 4.9%;
1 1, Shenzhen Development Bank: the interest rate is 5.6% for six months (including six months), 6. 15% for six months to one year (including three years), 6.4% for three years to five years (including five years) and 6.55% for more than five years;
12. Ping An Bank: the interest rate is 4.35% for less than six months (including six months), 4.35% for less than six months to one year (including one year), 4.75% for less than one year to three years (including three years), 4.75% for less than three years to five years (including five years) and more than five years.
13. China guangfa bank: the interest rate is 4.35% for less than six months (including six months), 4.35% for less than six months to one year (including one year), 4.75% for less than one year to three years (including three years), and 4.75% for less than three years to five years (including five years).
14, Huaxia Bank: the interest rate is 4.35% for six months (including six months), 4.35% for six months to one year (including one year), 4.75% for one year to three years (including three years), 4.75% for three years to five years (including five years) and 4.9% for more than five years.
15, Minsheng bank: the interest rate is 4.35% for six months (including six months), 4.35% for six months to one year (including one year), 4.75% for one year to three years (including three years), 4.75% for three years to five years (including five years) and 4.9% for more than five years.
16, Industrial Bank: the interest rate is 4.35% for six months (including six months), 4.35% for six months to one year (including one year), 4.75% for one year to three years (including three years), 4.75% for three years to five years (including five years) and 4.9% for more than five years.
17, Bank of East Asia: the interest rate is 4.35% for six months (including six months), 4.35% for six months to one year (including one year), 4.75% for one year to three years (including three years), 4.75% for three years to five years (including five years) and 4.9% for five years and above.
18, Bank of Beijing: the interest rate is 4.35% for six months (including six months), 4.35% for six months to one year (including one year), 4.75% for one year to three years (including three years), 4.75% for three years to five years (including five years) and 4.9% for five years and above.
19. China Postal Savings Bank: the interest rate is 4.35% for six months (including six months), 4.35% for six months to one year (including one year), 4.75% for one year to three years (including three years) and 4.9 for three years to five years (including five years).
20. Dezhou Bank: the interest rate is 4.35% for six months (including six months), 4.35% for six months to one year (including one year), 4.75% for one year to three years (including three years) and 4.9% for three years to five years (including five years);
2 1. Shengjing bank: the interest rate for six months (including six months) is 4.35%, the interest rate for six months to one year (including one year) is 4.35%, the interest rate for one year to three years (including three years) is 4.75%, and the interest rate for three years to five years (including five years) is 4.75%.
22. Guiyang Bank: The interest rate is 4.35% for six months (including six months), 4.35% for six months to one year (including one year), 4.75% for one year to three years (including three years), 4.75% for three years to five years (including five years) and 4.9% for five years and above.
23. Dandong Bank: the interest rate is 4.35% for six months (inclusive), 4.35% for six months to one year (inclusive), 4.75% for one year to three years (inclusive) and 4.9% for three years to five years (inclusive);
24. Harbin Bank: the interest rate is 4.6% for six months (including six months), 4.6% for six months to one year (including one year), 5% for one year to three years (including three years), 5% for three years to five years (including five years) and 5.15% for five years and above;
25. bank of luoyang: The interest rate is 4.35% for six months (inclusive), 4.35% for six months to one year (inclusive), 4.75% for one year to three years (inclusive), 4.75% for three years to five years (inclusive) and 4.9% for five years and above.
This article mainly writes the knowledge points of 202 1 bank loan interest rate ranking list, and the content is for reference only.
Two. List of loan interest rates of major banks and some banks in 2022
Since the outbreak of the epidemic, LPR has been adjusted many times, which has also caused the mortgage interest rate to drop to varying degrees throughout the country. When buying a house, many people still choose to go to the bank for loans. Users can choose a bank with the most suitable interest rate through the loan interest rate table of each bank. The following are the relevant contents of the loan interest rates of major banks in 2022.
List of adjustment of loan interest rates of some domestic banks in 2022
bank
short-term loan
medium and long term loans
personal housing accumulation fund loan
give a discount
Six months (inclusive)
Six months to one year (inclusive)
One to three years (inclusive)
Three to five years (inclusive)
More than five years.
Less than five years (including five years)
More than five years.
People's Bank of China
4.35
4.35
4.75
4.75
4.9
2.75
3.25
Industrial and Commercial Bank of China
4.35
4.35
4.75
4.75
4.9
2.75
3.25
agricultural bank
4.35
4.35
4.75
4.75
4.9
2.75
3.25
China construction bank
4.35
4.35
4.75
4.75
4.9
2.75
3.25
Bank of China
4.35
4.35
4.75
4.75
4.9
2.75
3.25
Bank of Communications
4.35
4.35
4.75
4.75
4.9
2.75
3.25
It is determined by taking the rediscount rate as the lower limit and adding points.
China Merchants Bank
4.35
4.35
4.75
4.75
4.9
2.75
3.25
China Citic Bank
4.35
4.35
4.75
4.75
4.9
2.75
3.25
Everbright Bank
4.35
4.35
4.75
4.75
4.9
2.75
3.25
It is determined by taking the rediscount rate as the lower limit and adding points.
Shanghai Pudong Development Bank
4.35
4.35
4.75
4.75
4.9
2.75
3.25
SDB Shenzhen Development Bank
5.6
six
6. 15
6.4
6.55
four
4.5
It is determined by taking the rediscount rate as the lower limit and adding points.
Ping An Bank
4.35
4.35
4.75
4.75
4.9
2.75
3.25
Guangdong Development Bank
4.35
4.35
4.75
4.75
4.9
2.75
3.25
It is determined by taking the rediscount rate as the lower limit and adding points.
Huaxia Bank
4.35
4.35
4.75
4.75
4.9
2.75
3.25
Minsheng Bank
4.35
4.35
4.75
4.75
4.9
2.75
3.25
It is determined by taking the rediscount rate as the lower limit and adding points.
industrial bank
4.35
4.35
4.75
4.75
4.9
2.75
3.25
Bank of East Asia
4.35
4.35
4.75
4.75
4.9
2.75
3.25
Bank of Beijing
4.35
4.35
4.75
4.75
4.9
2.75
3.25
Postal Savings Bank of China
4.35
4.35
4.75
4.75
4.9
2.75
3.25
Bank of Texas
4.35
4.35
4.75
4.75
4.9
2.75
3.25
Shengjing Bank
4.35
4.35
4.75
4.75
4.9
2.75
3.25
It is determined by taking the rediscount rate as the lower limit and adding points.
Bank of Guiyang
4.35
4.35
4.75
4.75
4.9
2.75
3.25
Bank of Dandong
4.35
4.35
4.75
4.75
4.9
2.75
3.25
harbin bank
4.6
4.6
five
five
5. 15
2.75
3.25
Bank of luoyang
4.35
4.35
4.75
4.75
4.9
2.75
3.25
Fudian bank
4.35
4.35
4.75
4.75
4.9
2.75
3.25
Bank of Jilin
4.6
4.6
five
five
5. 15
2.75
3.25
Bank of Jiangsu
4.35
4.35
4.75
4.75
4.9
2.75
3.25
Bank of Zhengzhou
4.6
4.6
five
five
5. 15
2.75
3.25
Taian City Commercial Bank
4.35
4.35
4.75
4.75
4.9
2.75
3.25
Bank of Ningbo
4.35
4.35
4.75
4.75
4.9
2.75
3.25
Hang Seng Bank
5.6
six
6. 15
6.4
6.55
2.75
3.25
Hubei bank
4.35
4.35
4.75
4.75
4.9
2.75
3.25
It is determined by taking the rediscount rate as the lower limit and adding points.
Guilin bank
4.35
4.35
4.75
4.75
4.9
2.75
3.25
Shanghai bank
4.35
4.35
4.75
4.75
4.9
2.75
3.25
Under the rediscount rate
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