1, the network is unstable
If you can't find the repayment information of the student loan on the China Development Bank APP or Alipay, it may be that the network signal of the mobile phone terminal is not smooth, resulting in the loan page not being loaded.
Borrowers can choose to change the network, or they can choose to log in with a computer and inquire.
The loan has not been approved yet.
After the borrower submits the student loan application, the China Development Bank needs to go through a complicated approval process. Before the approval, the borrowing students can't find the relevant information of the loan. Generally speaking, it takes 1-2 months to approve student loans.
3. Error logging in Alipay account.
There is an error in logging in Alipay account, which is not the Alipay account generated by the National Development Bank system when handling the student loan before, and it is also impossible to query the information that needs to be repaid in the student loan.
4. No advance payment application has been submitted.
If the borrower wants to repay in advance, then log in to the China Development Bank APP and choose to repay in advance, but he can't find the option to repay, maybe he hasn't submitted an application for prepayment.
According to the regulations, if the student loan needs to be repaid in advance, the borrower needs to log in to the online service system of the student loan information network of China Development Bank to submit an application for prepayment before the repayment date.
What are the repayment methods of student loans?
1, Alipay repays
The borrower can directly log into Alipay account, search and pay attention to the student loan life number of China Development Bank, and repay the student loan manually according to the page prompts. You can also deposit the repayment funds into Alipay account in advance before the 20th of each month, and the system will automatically deduct the money on the 20th.
2. Bank repayment
Borrowers need to bring ID cards, student ID cards, bank cards and other materials to the counter of China Development Bank to receive loan application forms. After that, there will be staff to help with the repayment procedures.
3. Repayment by China Development Bank in official website.
Borrowers can log in to official website of China Development Bank, click "Student Service of Student Loan Information Network", find "I want to repay", and then make repayment according to the page prompts.
Student loans are generally repaid every year, and you can also apply for early repayment. Repay 65438 before February 20th every year. The prepayment needs to be applied from June 65438+ 10 to June 65438+ 10 to June 1 0 every year. After the application is successful, the loan should be repaid at the agreed time.