1. What are the conditions for the full mortgage loan of real estate? 1. Mortgaged houses must have real estate licenses, have legal ownership of houses, and can legally extract the output value of houses. 2. The loan applicant should be 18 -60 years old. 3. The applicant's credit record must be good, and there can be no record of non-performing loans. 4. The loan applicant should have stable working and economic ability to ensure the ability to repay the loan. Second, how to mortgage the full amount 1. First of all, you should fill in the mortgage application form at the beginning, and at the same time, you should fill it out carefully one by one, and also provide the supporting materials needed by the Shanghai Stock Exchange, such as the borrower's personal income certificate. If you are a self-employed, the applicant should provide a business license and credit documents, and the property certificate of this house should also be mortgaged to the bank. 2. The bank will make a market evaluation of the mortgaged house, issue an evaluation report, an insurance policy and so on. All materials will be examined in detail and notarized. If the loan contract is signed and notarized, the bank will transfer it to a fixed account by transfer, and then it can repay the loan on time. 4. After paying off all principal and interest, the applicant can cancel the mortgage at the housing management unit.