In order to stimulate the consumption of the real estate market, many places have adjusted the rules of provident fund and increased the loan amount of provident fund, thus reducing the pressure on users to buy houses. The increase in the amount of provident fund loans means that users have more choices in buying houses. So what is the loan amount of Changde housing provident fund? Let's have a look.

What is the loan amount of Changde housing provident fund?

According to the detailed rules of Changde Housing Provident Fund, if employees purchase commercial housing and apply for housing provident fund loans, the maximum loan amount is 500,000 yuan; If both husband and wife have paid the housing provident fund, the maximum loan amount is 600,000 yuan.

In addition, Changde Housing Provident Fund has also abolished the restriction that the loan amount is linked to the balance of the provident fund deposit, that is, it has abolished the restriction that the loan amount applied by the borrower should not be higher than 15 times of the balance of the application and spouse's provident fund account, which means that under the limit of the maximum loan amount, the higher the balance of the provident fund account, the higher the loan amount that can be applied.

After the adjustment of the loan amount of Changde housing provident fund, it has increased. It is good news for users who need to buy a house. When the loanable amount is increased, users have more choices when buying a house with loans, and the budget in terms of area and house price is relatively sufficient.