All right.
1. Employee benefits are high. The Credit Card Department of CITIC Bank buys five insurances and one gold in the first year of employees' employment. The employee benefits are good, so the company is good.
2. The working environment is good. The credit card department of CITIC Bank has special cleaning staff every day, and the internal environment of the factory is good, so the company is very good.
How about the customer service of Hefei CITIC Bank Credit Card Center?
The customer service of CITIC Bank Credit Card Center is well paid and there are many assessment tasks.
The overall treatment of bank credit card customer service is ok, regardless of outsourcing or formal preparation, it is the same treatment, and the overall welfare is very good.
The internal management is very strict and the assessment mechanism is also very strict. Telephone volume, service and marketing are three key assessment contents.
If you can do these three things well, then the corresponding salary must be very high.
The internal management mechanism of CITIC Bank is mature, including festival fees, quarterly awards, year-end awards and overtime pay.
Accordingly, the pressure is indeed a bit great, and there are many voices. After all, it is customer service. As long as the performance is up to standard, the overall salary is still very good.
How about the credit card of CITIC Bank?
The information given by the subject is incomplete, and it is not easy to draw conclusions without knowing the cause and effect. Personally, I think CITIC Credit Card is quite good in commercial bank credit cards, and it is also very good to get a card. Moreover, CITIC Credit Card has a wide variety of cards and many preferential activities. For example, JD.COM White Card can get steel _, SF Co-branded Card can be mailed at the price of 1 cent, and there are 9 redemption activities. 9 points can be exchanged for a Starbucks, a book below 35 yuan, or a Wanda movie ticket. In addition, CITIC Platinum Card is called the most cost-effective Platinum Card, because its services are very real: VIP travel, platinum medical care, aviation security, accelerated points and so on.
Precautions for credit card use:
1. Pay attention to two dates: billing date and repayment date.
Generally, the repayment date is 20 or 25 days after the bill date, with the longest interest-free period and the shortest interest-free period.
2. Credit card information should be protected.
There are three key information on the credit card: expiration date and CVV code, which will affect your credit card security, especially CVV code, which is as important as password. It is recommended to cover the CVV code with correction fluid or sticker, and some people are even worse. Scrape off the CVV password with a blade and remember these three numbers.
3, diligent credit card, so as to avoid annual fees; Only when the repayment is made on time can the amount be withdrawn.
Generally, you can avoid the annual fee by swiping your card six times. Therefore, we must pay the annual fee. In addition, we can increase the credit card limit by swiping more cards and swiping them frequently. At the same time, we can repay the loan on time and keep a good credit record, which is also a way to increase the credit limit. Moreover, mobile POS card-free payment is also very convenient, which belongs to online consumption. Combine daily offline consumption and adopt various combinations.
4. Choose the repayment method that suits you best.
In this information age, repayment methods are diversified, and there is no need to go to bank outlets or ATMs to transfer money for repayment.
5. If you can't, or delay repayment due to something, you can call customer service to apply for deferred repayment.
If your funds are temporarily unable to turn around, or your repayment is delayed due to something, please don't worry, call the bank customer service immediately and apply for an extension of repayment for one to three days.
6. What if the funds are tight? Apply to change the billing date and extend the interest-free period.
When applying for changing the bill date, you should pay attention to calculating the bill date and time and enjoy the longest interest-free period to relieve the pressure of tight funds. However, this skill is not available every month. It is said that some banks can only apply for change once every six months, some banks can only apply for change once a year, and some banks can only change once in their lifetime!
7. Say no to all unreasonable charges
Anyone who has unreasonable charges on the credit card can call customer service, bargain with customer service and apply for cancellation of unreasonable charges. If the customer service doesn't agree, they can insist on complaining to the end and usually win the case.
8. Use credit cards carefully.
Credit card installment interest is very high, even if it is interest-free, the installment fee is not cheap, so use it carefully and don't let the bank make its own dime! Of course, except for those who can't repay the credit card arrears on time under special circumstances, except those who want to increase the credit card limit as soon as possible.
How about CITIC Credit Card?
CITIC Credit Card is still quite good in commercial bank credit cards, and it is also very good to get a card. Moreover, CITIC Credit Card has a wide variety of cards and many preferential activities. For example, JD.COM White Card can receive steel, SF Co-branded Card can be mailed at the price of 65,438+0 cents, and there are 9 kinds of exchange activities. 9 points can be exchanged for a Starbucks, a book below 35 yuan, or a Wanda movie ticket. In addition, CITIC Platinum Card is called the most cost-effective Platinum Card, because its services are very real: VIP travel, platinum medical care, aviation security, accelerated points and so on.
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On June 8, 2003, CITIC Bank Credit Card Center officially issued CITIC Credit Card. By the end of June, 2006, the cumulative number of credit cards issued was nearly 2 million, ranking first in the domestic banking industry, among which CITIC Platinum Credit Card ranked first in the country, initially establishing its position and brand image in the credit card market in China.
CITIC Bank's credit card has always been aimed at serving the public and will serve the public better. Many people who have used credit cards know that credit cards are very convenient, not only in domestic shopping malls and supermarkets, but also in some foreign consumer places. Credit cards have greatly facilitated the public and enabled banks to make more profits from them. CITIC Bank credit card is one of them, but there are several problems to pay attention to when using CITIC Bank credit card.
First of all, we should develop good consumption habits so as not to brush off all credit lines without restraint. Credit cards are used because on some occasions, when cash and bank cards cannot be paid normally, CITIC Bank's credit cards have a certain amount, and the amount of ordinary quality customers will be higher accordingly.
It should also be noted that the credit card of CITIC Bank must be repaid on time. Paying back on time is the embodiment of a person's sense of responsibility. If the cardholder can't guarantee timely repayment, it is best not to use a credit card.
CITIC Bank provides a number of financial services and can provide loans to all walks of life. In the loan business of CITIC Bank, personal credit loans account for a large proportion. In many cases, individual credit loans can apply for installment payment. If the cardholder's current bill amount reaches 800 yuan or above, he can apply for interest-free installment payment. However, consumers who have already shopped in the mall and paid in installments once cannot use the bank's request for re-installment. In addition, it should be noted that the cardholder of CITIC Bank's credit card can only apply for interest-free installment within three working days from the billing date to the repayment date.
Is the credit card of CITIC Bank reliable?
CITIC Bank's credit card is still good, which mainly has the following advantages:
1. China CITIC Bank issues credit cards with various themes. Some credit cards have a low threshold. For example, QQ Caibei co-branded card is easy to apply for, but it is easy to apply, but the amount is not necessarily high.
2. After applying for the credit card of CITIC Bank online, if it passes the examination and approval successfully, you will receive an official message from CITIC Bank asking you to bring your ID card to the business hall of the bank, which also means that the credit card has been successfully applied and needs to be signed and confirmed in person.
3. The customer service attitude of CITIC Bank is quite good. Whether you go to the business hall of CITIC Bank or call the official customer service of CITIC Bank, you will get a satisfactory answer soon. However, after all, CITIC Bank is not as dense as the four major banks, so it may not be very convenient in some relatively small places.
4. There are many credit card preferential activities of CITIC Bank. For the first time, there is a discount when choosing CITIC Credit Card to pay on Taobao, and some cards are cashed back when watching movies in 9 yuan.
Shortcomings of Credit Card of CITIC Bank
The outlets of CITIC Bank are not as easy to find as some banks, which makes it inconvenient for some friends living in county towns or rural areas to apply for CITIC Bank credit cards. In addition, it is said that CITIC Bank is not so "easy to mess with". If the user is suspected of illegal operation in the process of using the card, it is likely to be downgraded or sealed, which makes some users feel quite wronged.
CITIC Bank Credit Card Application Conditions Application
The credit card of China CITIC Bank should generally meet the following conditions: 1, and the age is 18-60 years old; 2. Provide legal and valid identity certificates and professional certificates; 3. Provide some information that can prove your financial situation; 4. If applying for a supplementary credit card, the applicant for the supplementary credit card shall be the immediate family member of the applicant for the main credit card.
Experience in using CITIC Credit Card:
1. Don't withdraw cash from CITIC Credit Card. Take 30 yuan at a time. (Really unkind)
Second, CITIC Credit Card should not accept the service of upgrading to the Supreme Gold Card (CITIC is very unkind and should really be scolded).
Third, don't accept those insurance promotion services (CITIC originally had CITIC Insurance, so there is nothing wrong with resource sharing, just don't accept it).
Fourth, it is really difficult for CITIC to increase the quota. (This is similar to Bank of Communications and Bank of China. )
5. There is no free SMS for small amounts (the same is true for investment promotion, bank communication and construction).
6. The interest-free period is only 50 days (the investment is only 48 days, except for Ms. BOC Titanium Card, Huaxia Card, ICBC Card, Agricultural Bank Card and Bank of Communications Card, which are all 50 days).
Seven, CITIC's activities are the most affordable of all banks, with low requirements, really good gifts and intimate (it's really good to see a movie at nine yuan. ) And I usually get 40 or 50 gifts if I spend 400 or 500 on freezing activities. It's really real. (Which one is so affordable? )
Eighth, you can cancel the card and threaten to waive the annual fee for life, so you don't have to worry about forgetting to use the card and being charged the annual fee. (seems to be the only one)
Nine, there are many special merchants here, and the tickets for cinemas are basically 50% off (we can use them all in the city).
Ten, U shield debit card repayment can be sent free of charge. (This is not bad at all. I also sent points at that time)
This is the end of the introduction about how CITIC Bank Credit Card Center is and how reliable it is. I wonder if you have found the information you need?