As far as we know, the good loan interest rate of Wangxin Bank is calculated on a daily basis, and the lowest daily interest rate is the borrower's specific loan interest rate, which should be determined according to the actual situation. Here is an introduction to the influencing factors of the good loan interest rate of Xinwang Bank.
1, personal credit information
As a formal commercial bank, Wangxin Bank attaches great importance to the personal credit information of borrowers. Generally speaking, the better the personal credit record, the lower the good loan interest rate.
2. Application materials
The good man loan of Wangxin Bank is a pure credit loan, and the borrower does not need to provide any mortgage or guarantee. Therefore, the good loan of Xinwang Bank requires a lot of application materials for borrowers. The better the application materials, the lower the loan interest rate.
3. Past records
If the borrower has a lot of good loan records in Wangxin Bank, and can repay the loan temporarily in full every time, the loan interest rate will gradually decrease.
4. Solvency
The New Online Banking Good Lending Association will evaluate the borrower's repayment ability, including income and liabilities. Friends with strong repayment ability will get lower loan interest rate.
Above, I introduced the good loan interest rate of Xinwang Bank to you, hoping to help you.