The property is jointly owned by three people, and the mortgage loan amount will not be calculated by one third; It needs three signatures at the same time. . .

How much the loan needs to be approved by three people. As long as three people sign, the property is all mortgaged in the bank.

And during the mortgage period, the other two people cannot sell or transfer the property. Even if it cannot be transferred, it can only be transferred if the loan is also recovered.