Hello, the regulations for reducing the account management fee for this card are: 1, payroll account. From July 1 1 to July 1, it is judged that there was a consignment transaction through our consignment system within half a year; 2. Enterprise annuity card (i.e. golden life card); 3. As long as the personal asset account being repaid (including housing mortgage loan, automobile consumption loan, comprehensive consumption loan, personal pledge loan, personal business loan, etc.). As a loan repayment account, the account management fee including the secondary deduction account can be reduced or exempted; 4. Bank-securities transfer (based on the business that occurred in the current month as the basis for reducing the account management fee); 5. Third-party depository account (the transfer agreement can only be reduced under normal conditions, and no transaction is needed); 6. Entrusted wealth management account (subject to the wealth management products entrusted by the account); 7. Credit card automatic debit account (including personal card account of associated credit card, large installment account (installment of car purchase and home improvement) and personal business card account; Judging by whether the credit card account status is normal or not and whether the relevant agreement is valid, there is no need to generate a deduction record in the current month); 8. "All-in-one Card" gold card with the functions of "easy consumption" and "easy turnover" (the agreement state is not closed, including four states of opening, suspension, freezing and deactivation); 9. Pension accounts, subsistence allowances accounts, medical insurance accounts and unemployment insurance accounts are exempt from account management fees, and customers need to provide relevant certification materials issued by effective institutions such as government agencies, neighborhood committees and work units; 10. Housing provident fund deposit account (excluding loan account) is free. If this card is a third-party deposit account, the account management fee can be reduced if the transfer laundry status is normal. ? For details, please contact customer service 95555, and select 2 manual-1-5.