1, 18 years old or older (inclusive), male under 59 years old and female under 54 years old;
2, the normal payment of housing provident fund (Jiangsu Province, Shanghai, Beijing, Hangzhou);
3. Good credit record;
4. Customers with other conditions stipulated by Nanjing Bank.
Extended data
1. Product description: "Hello e-loan" is an applicant who normally pays the housing provident fund, and gives a certain unsecured credit line within the agreed credit line and time limit to meet his personal and family consumption.
2. Product elements: credit line: up to 300,000 yuan, credit period: up to 3 years;
3. Product features:
(1), fast approval: 724 hours real-time approval;
(2) Interest province: interest is calculated on a daily basis, and how much is borrowed;
(3) The process is simple: it is operated by the whole bank, and it does not need to apply for a card, and supports various bank card loans from other banks;
(4) There are many channels: Nanjing Bank APP, Hello Bank APP and QR code scanning can all be handled by themselves;
4. Use of the loan: it can be used for personal and family consumption of customers, such as decoration, car purchase, marriage, travel, study abroad, and large consumption of durable consumer goods.