China Merchants Bank needs a card for commercial loans. To apply for a loan from China Merchants Bank, you need a one-card savings card from China Merchants Bank. Bank cards of other banks cannot be used as repayment accounts. If the applicant does not have a bank card of China Merchants Bank, he cannot apply for a commercial loan from China Merchants Bank. In addition, according to the different loan products applied by borrowers, the application conditions of China Merchants Bank loans will be different. Please consult the bank customer service for specific application conditions.