2. Business tax: 5.6% of the real estate license is less than 2 years, and the business tax can be exempted if the real estate license is over 5 years.
3. Personal income tax, 1% (the real estate license is over 2 years and the only house can be exempted).
4. Transaction cost: 3 yuan/square meter (but the average buyer needs to pay two transaction costs, that is, 6 yuan per square meter).
5. Surveying and mapping fee: according to the specific regulations of each district.
6. Ownership registration fee and evidence collection fee: Generally speaking, it is around 200 yuan.
What is the tax rate for selling second-hand houses after two years?
1.90 m2 or less, the buyer shall pay1%for the first time; For the house of more than 90 square meters (including 90 square meters) 144 square meters, the buyer shall pay 1.5% of the house price for the first time; Business tax: the real estate license has been processed for 2 years, and ordinary residential properties below 144 square meters are exempt from business tax. If the real estate license is less than 2 years, the business tax shall be paid at 5.55%; If the building area exceeds 144 square meters and the real estate license has been completed for 2 years, the difference will be paid. The calculation formula is: (last purchase price-current sale price) * The tax rate is 5.55%.
2. The calculation formula of business tax difference payment is: (last purchase price-current sale price) * tax rate of 5.55%. Personal income tax: if the real estate license is over five years and it is the only property under the name of the seller's husband and wife, it is exempt from personal income tax. If the non-unique property or real estate license under the name of the seller's husband and wife is less than 5 years old, it will be paid at 5%. Shops pay the difference, and the calculation formula is: (last purchase price-current sale price) * tax rate is 20%.
3. Other expenses that need to be paid are relatively small: transaction fee: 6 yuan/square * number of rooms, production fee: a certificate 80 yuan; 90 for two certificates, appraisal fee: 0.5% of the total appraisal amount (bank loan needs to be paid), mortgage fee: 100 yuan (bank loan needs to be paid), and notarization fee standard: 300 yuan (if you can't handle it in person, you need to handle this business fee).
What are the benefits of having a house for two years?
The taxes and fees to be paid for buying second-hand houses mainly include deed tax, individual tax, value-added tax, service fee, stamp duty and property registration fee. Others, such as real estate stamp duty, only need to pay a few dollars, while many areas have cancelled the service fee, and the real estate registration fee is generally tens of dollars, so when calculating taxes and fees, the main calculations are deed tax, individual tax and value-added tax. If the house lasts for two years, the buyer can save VAT, so many people will choose the second-hand house for two years, counting from the time when the house is transferred for the first time and the deed tax is paid.