Yes. It is not difficult to get a loan using CITIC Bank's wealth management products. Customers only need to follow the following process steps.

1. Bring the previously signed CITIC Bank financial product contract and the ID card of the customer applying for the loan.

2. Go to the counter of an offline branch of CITIC Bank to apply for a CITIC Bank wealth management mortgage loan. Generally, this kind of loan is pledged by a certificate of deposit.

3. After the staff of China CITIC Bank has completed the procedures, the loan application will be approved.

CITIC Bank's financial products are divided into 5 risk ratings, namely pr1-level cautious, pr2-level stable, pr3-level balanced, pr4-level aggressive and pr5-level aggressive. Among them, the risk level of pr1 and pr2 is low, the risk level of pr3 is moderate, and the risk level of pr4 and pr5 is high. As the rating increases, the risk level gradually increases.

CITIC Bank pr2 financial management is a non-guaranteed floating income financial product, which does not guarantee the financial principal and income. However, the principal and expected income are less affected by risk factors, and the investment objects are mainly low-risk money markets. and fixed-income assets, suitable for stable customers who can accept lower risks.

In summary, CITIC Bank pr2 financial management is a financial product with a low risk level, but investment and financial management are risky. The estimated annualized rate of return provided by the bank does not represent the actual income of the product, and it cannot be determined whether the product is safe. There is no guarantee, and the final investment results shall be subject to the actual income paid by CITIC Bank.