As long as your provident fund is paid normally in the last 12 months, you can apply for buying real estate to support provident fund loans.

2. Can Chengdu Provident Fund buy a house in a different place?

Chengdu provident fund can buy a house in a different place, and the processing conditions are as follows: 1. The applicant must purchase self-occupied housing in our city and be the owner or owner of the purchased housing; 2, the applicant must be normal and full deposit of housing provident fund for more than six months; 3. The applicant and spouse have no outstanding housing provident fund loans, including the deposit place of housing provident fund; 4 to provide the guarantee procedures approved by the city housing provident fund management center; 5. Meet other conditions for housing provident fund loans. In addition, it is necessary to provide the deposit certificate of housing provident fund provided by the housing provident fund management center of cities at or above the prefecture level, the deposit certificate of housing provident fund in different places and the deposit details of the last year. The loan applicant and other employees who need to participate in the calculation of the loan amount hold the Certificate of Housing Provident Fund Deposit to the management center where the housing provident fund is deposited, and the handling personnel of the housing provident fund management center will verify the housing provident fund deposit in different places by telephone or fax after receiving the relevant information of the applicant. Legal basis: Article 25 of the Regulations of People's Republic of China (PRC) Municipality on the Administration of Housing Provident Fund shall be verified by the unit where the employee withdraws the balance stored in the housing provident fund account and a certificate of withdrawal shall be issued. Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.

3. Can Chengdu Provident Fund buy a house in other places?

can

Workers in any of the following circumstances may apply for withdrawal of housing provident fund.

Purchase contract, agreement or other certificates; The purchase of owner-occupied housing shall provide the approval documents or other supporting documents of the construction and land administrative departments; Renovation and overhaul of owner-occupied housing, provide planning administrative documents; Retirement, provide retirement certificate.

Complete loss of labor ability and termination of labor relations with the unit, provide complete loss of labor ability appraisal certificate and termination of labor relations certificate; After the termination of the labor relationship with the unit, if it has not been re-employed for five years, it shall provide proof of unemployment; If you leave the country to settle down, provide proof of leaving the country to settle down; If the registered permanent residence moves out of the administrative region of this province, it shall provide the relocation principal and interest, and provide the house purchase loan contract.

Pay rent, provide proof of salary income and house lease contract; Migrant workers and units to terminate labor relations, provide proof of household registration and proof of termination of labor relations; Other situations of housing surplus.

Extended data:

When the housing provident fund for cross-regional employment meets the relevant regulations of the transfer place, they can apply to the housing provident fund management center of the transfer place, and employees can travel back and forth through the "National Housing Provident Fund Transfer and Continuation Platform", which improves the convenience and effectiveness of the service.

The deposit city provident fund center is responsible for reviewing the deposits and loans of employees, issuing written certificates to the loan city provident fund center and cooperating with the loan city provident fund center.

The loan city provident fund center and the entrusted bank are responsible for the business consultation, acceptance, review, issuance, recovery, change and post-loan management of off-site loans, and bear the loan risks.

Reference information acquisition

4. Can Chengdu Housing Provident Fund buy a house in Bazhong?

Yes, this situation belongs to the off-site provident fund loan. The Ministry of Housing and Urban-Rural Development clearly stipulates that off-site provident fund loans shall be handled according to the following procedures:

The loan city provident fund center accepts the consultation of employees' loan business in different places, and informs them of the audit materials required for the loan at one time.

Employees themselves or their clients apply to the urban provident fund deposit center, and the deposit center verifies the loans paid by employees according to their applications, and issues the Certificate of Deposit and Use of Housing Provident Fund for employees who have never used the housing provident fund or whose loans for the first time have been settled.

After accepting the employee's application for off-site loan, the loan city provident fund center shall verify the authenticity and completeness of the information in the Certificate of Deposit and Use of Housing Provident Fund for Employees with Off-site Loan to the deposit city provident fund center. If the verification is correct, the loan approval procedures shall be fulfilled within the prescribed time limit, and the results shall be fed back to the Municipal Provident Fund Center. Deposit to the city provident fund center to identify the situation of employees' loans in different places, and establish a detailed account of employees' loans in different places.

During the loan repayment period, if the individual account of housing provident fund is transferred, the original deposit city provident fund center shall promptly inform the loan city provident fund center and transfer it to the city provident fund center. Transferred to the city provident fund center should be re-identified and recorded in a timely manner after receiving the employee housing provident fund account.

In loans overdue, the deposit city provident fund center should cooperate with the loan city provident fund center to carry out loan collection and other work. According to the loan contract, the balance in the loan employee's provident fund account can be used to deduct the repayment.

Materials required for applying for provident fund loans:

Commercial housing sales contract (original 1 copy);

Household registration book (home page, household registration book home page and personal page) and marriage certificate (1 original marriage certificate, divorce certificate or divorce judgment) of the applicant and spouse;

Unmarried certificate of unmarried persons (1 original inspection);

Singles need to provide the marriage certificate of the company (original 1 copy);

Personal settlement account passbook of Agricultural Bank of China (2 xeroxes, original inspection);

Down payment voucher (1 original inspection);

The applicant's valid identity certificate (2 originals must be received and printed on the front and back);

Spouse ID card (copy 1 original to be inspected).