Finance is an economic activity in which market participants use financial instruments to transfer funds from the surplus party to the scarce party.
Institutions engaged in financial activities mainly include banks, trust and investment companies, insurance companies, securities companies, investment funds, credit cooperatives, finance companies, financial asset management companies, postal savings institutions, financial leasing companies, securities, gold and silver, foreign exchange exchanges, etc.
Finance is the general name of monetary financing, which mainly refers to various activities related to currency circulation and bank credit, including: the issuance, delivery, circulation and withdrawal of currency; The absorption and withdrawal of various deposits; Issuance and recovery of various loans; Bank accounting, cashier, transfer, settlement, insurance, investment, trust, leasing, exchange, discount, mortgage, securities trading and international trade and non-trade settlement, gold and silver trading, export, import, etc.