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Can I get a loan if my credit card is bad? I want to borrow 30 thousand yuan.
Yes, but the loan amount is not as much as you want. The loan amount can only be made after comprehensive evaluation. If you are qualified, a few books will do. If your qualifications are not good, it is estimated that it will not be so high, and even the next loan amount will not be available. If the credit information is not very good, there is basically not much quota.

Conditions required for an individual to borrow from a bank:

1. The applicant must be a natural person with full capacity for civil conduct;

2. Having urban permanent residence or valid residence status requires the borrower to have legal status;

3. Have a stable occupation and income, good credit and the ability to repay the principal and interest of the loan;

4. Some banks will require applicants to apply for their own credit cards, or to borrow from banks with good credit records.

Materials required for an individual to borrow from a bank:

1. The borrower's valid ID card and household registration book;

2, proof of marital status, unmarried need to provide proof of unmarried, divorce needs to issue a court civil mediation or divorce certificate (indicating that you have not remarried after divorce);

3. If you are married, you need to provide your spouse's valid ID card, household registration book and marriage certificate;

4. The borrower's income certificate (salary income certificate or tax payment certificate for half a year);

5. If mortgage loan is needed, proof of the rights of the mortgaged property must be provided, and the sum of the loan amount and the interest during the loan period cannot exceed 1/2 of the appraised value of the mortgaged property.