Don't look Star loans don't look at credit information. Star loan is a loan software that focuses on fast lending. The loan term is usually between 7 and 30 days, and the annual interest rate is between 7% and 24%. One of the characteristics of star loans is that they don't check credit information, which means that even if borrowers have some bad credit information records, they have the opportunity to get loans. This policy is to provide an option for those who are in urgent need of funds but have a bad credit record. Although Star Loan does not look at credit information, borrowers still need to repay on time to avoid overdue and bad records.