1. Definition difference: Digital finance refers to the use of digital technologies (such as artificial intelligence, blockchain, cloud computing, etc. Provide financial services and products, including payment, loan, insurance, investment, etc. Technology and finance refers to the improvement and optimization of traditional financial services by means of science and technology, including financial technology companies, mobile payment and P2P lending.
2. Differences in technical means: Digital finance mainly relies on digital technologies, such as artificial intelligence, blockchain and cloud computing. Technology and finance mainly relies on Internet technology, mobile communication technology and big data.