Social security will not be reviewed for provident fund loans. As long as employees meet other conditions and have paid provident fund for more than 6 months in a row, they can apply for provident fund loans. However, social security will affect the purchase of local houses by outsiders. In most cities with purchase restrictions, they need to pay social security for a certain number of years.

What should you pay attention to when buying a house in another place?

1. Pay attention to policies

The real estate prices in many cities are closely related to the country’s macro policies. If you want to choose to buy a house in other places, , then you should further understand the relevant national policies, including the national real estate policy and the positioning of these areas, as well as some special local regulations on home purchases in other places, so that you can be well aware of it.

2. Be rational about advertising

Due to the fast pace of life, many out-of-town home buyers often learn about project information through the Internet, newspapers, advertisements, and media. When developers promote projects, they will introduce a large amount of project information, and not every piece of information seen by home buyers is so "real." Therefore, when we face publicity and advertising, we must remain rational.

3. Pay attention to estimates

Before purchasing a property, first calculate the funds on hand to see if the funds on hand are sufficient, how much self-owned funds are available, and whether a loan is required. If you want to apply for a loan, you must first understand the current bank interest rate, calculate how much interest is payable, and based on this, judge how much profit you can make by using the loan to purchase real estate. If the gain outweighs the loss, then give up immediately.

4. Pay attention to inspections

If you choose to buy real estate in another place, no matter whether the property is for self-use or investment, you should go to the target place to conduct an on-site inspection. The main content includes the price of local real estate, the location of the real estate, the specific location of the real estate, the quality of the real estate, etc. Only when you see the information about the property you want to buy with your own eyes can you feel comfortable with it.

5. Pay attention to the contract

The house purchase contract is the most important evidence for your rights protection in the future. Therefore, once you decide to buy a house, you must read the contract carefully when signing a contract with the seller. Determine whether the content of the terms is true and accurate, whether the responsibilities and rights of both parties are equal, whether the liability for breach of contract is fair, etc., and whether the contract attachments are complete to avoid future disputes.

6. Pay attention to the timing

Every commodity has a price, and prices will fluctuate. As a commodity, real estate naturally also has this rule. There are many factors that affect real estate prices, which also means that fluctuations in real estate prices may occur from time to time. You should always pay attention to these fluctuations and try to choose a time when real estate prices are at a low point before selling, so that there is a greater chance of price increases in the future. .

7. Pay attention to safety

The biggest difficulty faced by buying a house in another place is the lack of timely communication of information and the lack of guarantee of financial security. Therefore, you must pay more attention when you pay the house payment. Generally, It is not recommended to carry cash, but to transfer money through the bank. You can choose wire transfer, transfer, check, deposit and withdrawal in other places, etc., which will be safer.