On 26th, the People's Bank of China released the statistical report on the loan investment of financial institutions in the second quarter of 2065438+2009, which showed that at the end of the quarter, the balance of RMB loans of financial institutions nationwide was 145.97 trillion yuan (RMB, the same below), up 13.0% year-on-year, with the growth rate being 0.7 percentage point lower than that of the previous quarter. In the first half of the year, it increased by 9.67 trillion yuan, an increase of 644 billion yuan.

It is worth mentioning that the growth rate of real estate loans continues to decline steadily. At the end of the second quarter, the balance of RMB real estate loans was 465,438+0.965,438+0 trillion yuan, a year-on-year increase of 65,438+07.1%,and the growth rate was 65,438+0.6 percentage points lower than that at the end of the previous quarter. In the first half of the year, it increased by 32 1 trillion yuan, accounting for 33.2% of the increase of various loans in the same period, which was 6.7 percentage points lower than the annual level of the previous year.

The report also shows that at the end of the second quarter, the balance of real estate development loans was 1 1.04 trillion yuan, a year-on-year increase of 14.6%, and the growth rate was 4.3 percentage points lower than that at the end of the previous quarter. Among them, the balance of affordable housing development loans was 46 1 trillion yuan, up 12.9% year-on-year, and the growth rate was 7.3 percentage points lower than that at the end of last quarter. The balance of individual housing loans was 27.96 trillion yuan, up 17.3% year-on-year, and the growth rate was 0.3 percentage points lower than that at the end of last quarter.

In addition, the People's Bank of China analyzed that in the first half of this year, China's loan investment also showed several characteristics: short-term loans and bill financing of enterprises grew steadily; The growth rate of medium and long-term loans in industry and service industry declined; The growth of Pratt & Whitney small and micro loans continued to accelerate; Green credit has grown rapidly; The growth rate of "three rural" loans slowed down; Family business loans grew steadily.

Among them, at the end of the second quarter, the balance of RMB loans in inclusive finance was 16.34 trillion yuan, up 16.2% year-on-year, and the growth rate was 1.8 percentage points higher than that at the end of last quarter; In the first half of the year, it increased by 1.49 trillion yuan, an increase of 595.3 billion yuan over the same period of last year.