The differences in answers are as follows:

The differences between provincial provident funds and municipal provident funds include different targets, different application scopes, different combination loan repayment methods, and different usage conditions.

Provincial provident funds are generally purchased by railway units and state agencies, while general enterprises purchase municipal provident funds.

The direct payment unit of the provincial provident fund is the provincial provident fund management core, and the management unit of the municipal provident fund is the municipal provident fund management core.