First, Hangzhou issued a purchase restriction policy.
1. Introduction to the scope of purchase restriction in Hangzhou:
1 Hangzhou restricted areas: Xihu District, Shangcheng District, Gongshu District, Binjiang District, Xiaoshan District, Yuhang District, Qiantang District, Linping District and Fuyang District.
2 Hangzhou Unlimited Purchase Area: Lin 'an District (Unlimited purchase requires a lottery). Tonglu, Jiande, Chun 'an, these three counties are not limited to purchase and lottery.
Hangzhou purchase restriction policy in 2022
2. Household registration in Hangzhou restricted area:
1 settled for 5 years: single people are limited to purchase 1 new house, and married people are limited to purchase 2 new houses.
2 Less than 5 years of settlement: social security has been paid continuously for 2 years in the restricted area, and 1 new house is restricted.
3. Household registration in non-restricted areas of Hangzhou:
1 settled for 5 years: single 1 set, married for 2 sets.
2. Settle for 2 years: pay social security for 2 years continuously in the restricted area, and limit the purchase of 1 new house.
4. Foreign household registration: you need to pay social security for 4 years in the restricted area to buy 1 new house in the restricted area.
5. Importance of purchase order: If there is real estate in the restricted area of Hangzhou, it will be counted as the number of purchase units in the restricted area. Buy a house in the restricted area first, and then you can buy any other house in the non-restricted area.
For example, if you are registered in Chun 'an, you can buy a house in the restricted area of Hangzhou, and the single person can purchase 1 set, and the family can purchase 2 sets. If you are single, and you already have a house in Tonglu, you can't buy it in the restricted area of Hangzhou, because the house in Tonglu has occupied the only time you buy a house; If you are a family, you can buy a house of 1 in Tonglu and 1 in the restricted area of Hangzhou. If you buy two houses in Tonglu, you can't buy a house in the restricted area of Hangzhou. But if you change the order, you should buy a house in the restricted area of Hangzhou first, and then go back to Chun 'an to buy a house. Even if you buy ten sets in Chun 'an, it doesn't matter, because Chun 'an is not limited to buying.
Therefore, the order of buying a house is very important!
Hangzhou purchase restriction policy in 2022
Second, the identification of families without housing
1, married family:
1 used to have a house, but before April 4, 20 18, they were homeless.
If the transaction house is transferred after 20 18, it belongs to a family without a house for three years.
2, single: over 30 years old+Hangzhou has no room, belonging to the family without room.
3. Divorce: 3 years of divorce+3 years of no room in the restricted area, belonging to the family without room.
4. Non-restricted area household registration: no room in the restricted area+no room in the household registration area +65438+ 0-year social security in the restricted area, belonging to a family without a house.
Third, the introduction of the second-hand housing policy in Hangzhou
1, Hangzhou restricted area household registration:
1 has been settled for 5 years: there is no social security requirement, 1 second-hand housing is restricted for singles, and second-hand housing is restricted for married people.
2 Less than 5 years of residence: no social security requirements, 1 limited second-hand housing.
2. Non-Hangzhou restricted area household registration:
1 has been settled for 5 years: there is no social security requirement, 1 second-hand housing is restricted for singles, and second-hand housing is restricted for married people.
2 Less than 5 years of residence: no social security requirements, 1 limited second-hand housing.
3. Foreign household registration: continuous social security payment 1 year, limited 1 second-hand house.
Hangzhou purchase restriction policy in 2022
The fourth is to introduce the priority purchase policy for high-level talents in Hangzhou.
1. What are the high-level E-type talents in Hangzhou?
E-type talents in Hangzhou belong to "senior talents" among high-level talents in Hangzhou. The classified catalogue of high-level talents in Hangzhou is divided into five levels, namely: top talents at home and abroad, national leading talents, provincial leading talents, municipal leading talents and senior talents (referred to by A, B, C, D and E respectively).
2, Hangzhou E talent identification conditions
1 is a senior professional title, and can directly apply for the recognition of E-type talents.
2. Deputy senior professional titles, talents who have achieved one of the following professional and technical achievements: those who have won awards at or above the district or county (city) level, undertaken projects and scientific research projects at or above the district or city level, obtained authorized patents (the top three finishers), formulated local standards, industry standards or national standards (the top three finishers), published works, compiled teaching materials and published academic papers in core journals at home and abroad (the top two authors). You can apply for the identification of E-type talents.
3. Senior technicians and professionals who have achieved one of the following achievements: winning awards at or above the district and county (city) level, undertaking scientific research projects at or above the district and city level, obtaining authorized patents, formulating local standards, industry standards or national standards, publishing works, compiling teaching materials, and publishing academic papers in core journals at home and abroad; You can apply for e-class talent identification.
4 Management talents of enterprises above designated size in Hangzhou (referring to the chairman and general manager of the company) can apply for the recognition of E-type talents.
With a doctorate, you can directly apply for the recognition of E-class talents.
6. Talents with doctoral degrees who have achieved one of the following professional and technical achievements: they have won awards at or above the district or county (city) level, undertaken projects and scientific research projects at or above the district or city level, obtained authorized patents (the top three finishers), formulated local standards, industry standards or national standards (the top three finishers), published works, compiled teaching materials and published academic papers (the top two authors) in core journals at home and abroad. You can apply for e-class talent identification.
7. Senior talents equivalent to the above level can apply for E-class talent identification.
Hangzhou purchase restriction policy in 2022
3. Hangzhou E-type talent subsidies and benefits
(1) Housing subsidy of 200,000-400,000:
1 linping district subsidy standard: the first housing subsidy is 200,000 yuan, and the housing subsidy is halved.
2. Subsidy standard of Qiantang New District: the first housing subsidy is 300,000 yuan, and the housing subsidy is halved.
3 Fuyang District subsidy standard: 400,000 yuan for house purchase.
4. Lin 'an District subsidy standard: 350,000 yuan for house purchase.
(2) 20% inclination of the red house: Hangzhou high-level talents buy houses with a 20% inclination rate of the red house. As long as they shake the house in the red plate, they can at least save 1 10,000 housing costs.
(3) Settle directly in Hangzhou: To become an E-type talent in Hangzhou, you can settle directly in Hangzhou and become a new Hangzhou native.
(4) Rent subsidy is 2,500 yuan per month: Hangzhou E-type talents, if couples and minor children don't own real estate in urban areas, can apply for rent subsidy of 2,500 yuan per month, 30,000 yuan a year, which is also a good introduction.
(5) Children's priority in school: Under the principle of proximity, children of E-type talents can be given priority in school, and the Hangzhou Municipal Government will make overall arrangements. If children attend private schools, some regions will provide tuition subsidies of1-20,000 yuan per year.
(6) Free play in Hangzhou scenic spot: E-class talents can apply for talent code, and they can play in Hangzhou scenic spot for free with talent code.
(7) The amount of provident fund housing loan is increased by 50%: If Class E talents buy self-occupied ordinary commodity housing in Hangzhou and apply for provident fund loans, the time limit for applying for deposit is shortened to 3 months, and the loan amount can be increased by 50% according to the current maximum household loan limit.
(8) Retirement pension 1 150 yuan: After retirement, the monthly pension for E-type talents will be more than that for ordinary retirees 1 150 yuan.
4. The easiest way to identify E-type talents
The simplest way to identify E-type talents in Hangzhou is "deputy senior professional title+patent, etc." . At present, at least half of the applications for E-type talents in Hangzhou have been approved through "associate senior titles+patents, etc.". .
Because the deputy senior professional title can be obtained through the way of "evaluating by examination", there is no condition for applying for the exam. No matter what degree you have or what major you are engaged in, you can directly apply for the deputy senior title.
Verb (abbreviation of verb) Introduction of social security payment for house purchase
1. continuous payment: in the above-mentioned eligibility for buying a house, whether it requires 4 years social security or 2 years or 1 year social security, it must be "continuous payment". You can't pay one year this year, stop next year, and make up the next year, so it's a broken file.
Due to reasons such as job transfer, the cumulative payment of social security can not exceed three months.
2. Fighting social security mechanism: In the New Deal on August 5, 20021,the mechanism of "Red Disk Fighting Social Security" was formally introduced. Once the number of registered households with lottery numbers is greater than 10: 1, the social security shortlisting mechanism will be triggered.
Houseless families and ordinary families are ranked according to the number of months of social security payment, high-level talent families are ranked from high to low according to B, C, D and E, and the same kind of talents are ranked from high to low according to the number of months of social security payment.
The payment time of social security began on June 5438+ 10, 2006. Up to now (July, 2022), the top social security 198 months. If a family participates in the lottery, it shall be calculated according to the number of social security months among family members.
The longer the number of social security months, the easier it is to be selected in the super red lottery.
Hangzhou purchase restriction policy in 2022
Six, introduce other issues related to buying a house.
1, gift
If you give the house in the restricted area of Hangzhou to others, you have to wait three years before you are eligible to buy a house in the restricted area. At the same time, the donor must be qualified to buy a house in the restricted area of Hangzhou before accepting your gift. There is no legacy here.
2. VAT
(1) The VAT exemption period for the transfer and sale of the family's only house is two years.
(2) If the only family house is not transferred for sale, the period of exemption from value-added tax is five years.
Step 3 restrict sales
(1) The purchase of new houses through the talent priority purchase method needs to be limited for five years, counting from the date of online signing.
(2) Houses with a winning rate of less than 10% need to be sold for five years, counting from the date of obtaining the real estate license.
(3) Hot real estate that once only appeared for houseless households and talented families also needs to be restricted for five years, counting from the date of obtaining the real estate license.
4, three children
(1) After May 3, 20021,families who have given birth to or legally adopted three children can buy1apartment within the scope of purchase restriction. Of course, the premise is that the family itself has the qualification to buy a house in the restricted purchase area.
(2) Families that meet the three-child policy can also enjoy the same priority as families without houses.