A lot of interest on Pacific Auto Online is added to the handling fee, which is one of the most common tricks. Because the handling fee is flexible, the 4S shop quotes itself, and there is no reference standard. There are still too many guarantees, the space for consumers to bargain is small, and the duration of zero interest rate is limited.

As the name implies, a zero-interest loan is to set the interest rate part of the loan to zero, and only need to repay the bank principal part. The benefits of zero-interest car loan are still obvious, but it should be noted that applying for zero-interest car loan should be done according to one's ability to ensure that one's quality of life and family financial consumption ability will not be affected.

Many dealers have introduced zero-interest loans to buy cars. However, some dealers do not always enjoy zero interest rate, and they can enjoy zero interest rate within the set time. After this time, the interest rate may be higher and the cost will be higher. Some 4s stores still force customers to buy insurance. In the process of automobile trading, some dealers will force customers to buy insurance. Buying a car with a loan and buying insurance are two completely independent processes. If the owner doesn't like it, there is no need to buy insurance in the 4s shop. (Photo/Text/Photo: Pacific Auto Network Wu Binbin)