Legal analysis: Loans cannot be made on land transfer fees. Everyone needs to understand this clearly. Those who violate the relevant laws will be punished. This is also the reason why various loan finance companies Something that agencies need to understand to avoid doing anything illegal.

Legal basis: "Measures for the Punishment of Financial Illegal Acts" Article 16 When handling loan business, financial institutions shall not engage in the following acts: (1) Grant credit loans to related parties; (2) Issue guarantees to related parties The terms of the loan are better than those of similar loans from other borrowers; (3) Raising or lowering interest rates in violation of regulations and using other improper means to grant loans; (4) Other loan behaviors that violate regulations of the People's Bank of China. If a financial institution commits any of the acts listed in the preceding paragraph, it shall be given a warning, its illegal gains shall be confiscated, and a fine of not less than 1 time but not more than 5 times of the illegal gains shall be imposed. If there are no illegal gains, a fine of not less than 100,000 yuan but not more than 500,000 yuan shall be imposed; The directly responsible senior managers, other directly responsible managers and directly responsible personnel of the financial institution shall be given disciplinary sanctions ranging from removal from their posts to expulsion; if the circumstances are serious, the financial institution shall be ordered to suspend operations for rectification or its financial business license shall be revoked; If a related party commits the crime of granting loans, illegally granting loans, or other crimes, he shall be investigated for criminal responsibility in accordance with the law.