The documents required to withdraw provident funds over the counter are as follows:

1. The original and copy of the real estate certificate;

2. The original and copy of the deed tax payment certificate;

3. Withdraw the original and copy of the employee’s ID card;

4. Withdraw the employee’s bank savings account number; for the employee’s spouse to withdraw the housing provident fund, in addition to the above information, the Provide the original and copy of the certificate of marital relationship, and a copy of the withdrawal record form of the main buyer.

The provident fund application process is as follows:

1. The applicant brings the information to the provident fund management center for consultation, application, filling in and stamping;

2. Provident fund management center After approval, a letter of entrustment will be issued to the applicant, and the Housing Provident Fund Management Center will issue an entrustment notice accordingly;

3. The applicant shall bring the "Housing Provident Fund Collection Certificate" and relevant documents to the branch center or management department to apply. After registration, deposit it into the borrower's bank transfer procedure as required;

4. After review and approval by the management department, report to the Municipal Housing Provident Fund Management Center for review, and then sign a loan contract and guarantee contract with the entrusted bank.

Legal basis: Article 24 of the "Decision of the State Council on Amending the Regulations on the Administration of Housing Provident Funds"

In any of the following circumstances, the funds in the employee housing provident fund account can be withdrawn Storage balance:

(1) Those who purchase, build, renovate or overhaul their own houses;

(2) Those who retire or retire;

(3) Completely losing the ability to work and terminating the labor relationship with the employer;

(4) Leaving the country to settle down; (5) Repaying the principal and interest of the house purchase loan;

(6) The rent exceeds the prescribed proportion of family wage income.