The general account is used for corporate cash deposits, transfers and remittances.

1. Corporate cash deposit

General corporate accounts can be used to deposit corporate cash, but cannot withdraw cash. The cash withdrawal service is only available for basic accounts. The general account of the enterprise can meet the daily capital settlement of the enterprise. In the process of settlement of the enterprise's funds, sometimes the problem of cash collection will be encountered. This income belongs to the income of the enterprise, so this part of the cash can be deposited into the general account of the enterprise. , as the income of the enterprise.

2. Transfer and remittance

The main purpose of the general account is transfer and remittance. Through online banking or mobile banking and other channels, transfer and remittance operations can be carried out conveniently and quickly to meet the capital flow needs between individuals or enterprises. The general account can only be used for transfers and cannot withdraw cash from the account, while the basic account can not only transfer funds, but also withdraw cash. In addition, general accounts can also be used to apply for loans. In short, the general account is a very practical financial tool.

The difference between general accounts and basic accounts

1. The basic account is the main account for transfer settlement and cash collection and payment. It is used for daily fund collection and payment of business activities, as well as wages, bonuses and cash. Withdrawals can be made through this account.

2. General deposit account refers to a bank settlement account opened by a depositor at a banking institution other than the bank where the basic deposit account is opened for borrowing or other settlement needs. This account can handle transfer settlement and cash deposit, but it is a general deposit account.

3. A basic bank account is a bank account opened by an enterprise to meet its daily and cash collection and payment business. General bank accounts are mainly used by enterprises to handle transfer settlement and cash deposit services. General accounts cannot withdraw cash.