Not reliable. It doesn't feel real. I applied for it, and then I asked you to download the loan software one by one. Everyone said how many lines were waiting for you to collect. Youxin Zhicha is a software that can view personal data reports, comprehensively detect bad records, provide personal risk report queries, and view the risk of dishonesty, consumer default, blacklist of dishonesty and bad records. And detect whether there is potential personal risk information and whether personal information has been stolen. At the same time, after querying the report, you can get credit repair suggestions and get more credit information.

Xinzhizha platform published false information, saying that members must pay. If you don't pay, you will continue to ask for members if you apply for other platforms. Please don't trust online loans casually.

Now online loans will encounter many scams.

First, spend money to eliminate credit stains. Because many borrowers refuse to apply for loans because of personal credit stains, scammers also start this business: they claim to have acquaintances in the bank or spend money to eliminate credit stains. Once hooked, a lot of benefits enter the pockets of scammers, but personal credit is not good-looking. Because personal credit information is managed by the Credit Information Center of the People's Bank of China in a unified way, once there is a stain, it can only be eliminated by keeping a good record for five years after paying off the debt, and no one, even a bank employee, has the right to modify it. There is no shortcut to doing a good job in personal credit investigation. The only way is to do a good job in credit records.

Second, if there is no loan, let the fee be paid. This is the most commonly used trick of many small loan scammers, and it is also a tried-and-true trick. Cheaters with small loans will make you pay a certain deposit or information fee in advance, and assure you that the loan amount is very high and will arrive soon. When you need money badly, you don't think so much at all. As a result, when you paid the money, you couldn't contact him.

We need to find a formal platform to borrow money. At present, QQ, WeChat friends circle, community corner and public toilets, except for advertisements such as WeChat merchants and Miss Bao, the most effective ones are all kinds of small loan advertisements, and all the places that can be seen are full. The more such small advertisements, the more vigilant we should be. Most people who are cheated by online loans believe in these small advertisements. Those who flaunt that they can borrow money only with their ID cards have incredibly low interest rates and hide many traps. You want to borrow money from him, he just wants to cheat you out of your money. When there is a loan demand, we must find a formal and credible platform like Lending Network.